Get your home loan now, apply today !

Step 1

Your information
Step 2

Your details
Step 3

Confirmation
Step 4

Apply Now

Am I eligible ?

Want to know if you are eligible in 2 min ?

Are you married ? *

Yes

Are you Filipino ? *

Yes

Tell us more about your situation

I m an expat working in the Philippines

I m a foreigner retired in the Philippines

I m married to a Filipino national

Other situation

What do you do ? *

Since how long ? *

What is your Monthly Income *

What is your Spouse Monthly Income

Know your eligibility status

Status

Filipino citizens and Foreigners are welcome to apply. Foreigners need to provide an acceptable visa.

Age

At least 21 years old but do not exceed 65 years old upon loan maturity

Income

Minimum gross family income of P50,000.00/month from employment, business, remittance or pension

Work

At least 2 years with current company and at least 2 consecutive profitable years of operation if self-employed

What documents do I need?

The sooner you give your complete requirements, the faster it will be for us to work on your application.

2 valid ID's ( any Government issued ID and company ID)
For foreigners/Expats, photocopy of Alien Certificate of Registration (ACR) or Alien Employment Permit (AEP) or Visa ID
Marriage Contract, if applicable

Employed

ITR ( Income Tax Return )
COE ( Certificate of Employment )
Payslip( Latest 3 months )

Self-employed

DTI or SEC Registration, Articles of Partnership / Incorporation
Audited Financial Statements ( last 2 years )
ITR
Bank Statements (Latest 3 months)

Foreigner/Expat

Alien Certificate of Registration (ACR) or
Alien Employment Permit (AEP) or
Visa ID (Sec 13D,13E,13G,SRRV,Quota/Preference Immigrant Visa)

OFW/Seamen/Employed Abroad

Proof of remittance ( Latest 3 months ) or
Payslip ( Latest 3 months ) or
Certificate of Employment or Employment Contract consularized by Philippine Consulate Office
For seamen, Crew Contract and employment history , Exit Pass from POEA

Housing Loan in the Philippines

A home loan or Housing loan is a financial help provided by a Bank or a Financial Institution to help you in buying and/or modifying your property.
Nowadays, home loans have a bigger scope and banks offer

Home Purchase Loan
Home Construction Loan
Home Improvement Loan
Home Extension Loan

Applying with us will let you get the best rates for your desired loan and save your time and money with less hassle. You just apply once with us and we process it with all our major and small bank partners.

Apply Now

Housing Loan Terms, Rates, & Fees

Housing loan Interest Rates and charges in the Philippines varies depending on the banks/financial institutions. We are here to assist you on comparing all the loan solutions offered to you.

Are you applying for refinancing ? house renovation ? or reimbursement of acquisition cost ? This will be another factor that will impact the rate you can obtain. Same for construction, home improvment or purchase of property, we at MyfinancialCoach are specialist to negociate the best rate with our Bank partners for you.

What you need to know ?

Aside from the rate, you need to consider other fees when you apply for a housing loan. Insurance, appraisal fee, processing fee, bank charges etc. as we know the market, we will help you to have the best offer for your home loan.

What will be the maximum amount financed by the banks ? Depends also of the collateral and your financial status. Major banks in the Philipipnes allow up to 80%, do you know that Myfinancialcoach can help you obtain up to 90% net selling price for the property. Let us assist you. Banks in the Philippines have flexible payment terms of up to 25 years for the purchase of a lot, townhouse, condo, or house and lot.

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TESTIMONIALS

“Their service is very professional. My Financial Coach staff made me feel like a very important client of a big bank. I didn’t always get that treatment in the banks that I applied to. They really value people and fairness.”

Jun P. , Mandaluyong

“With the promising quality service they offer, I first thought it was too good to be true. I thought it was a scam. But I did my research on the company and it turns out they are a legitimate business! I am more than happy to cooperate with what they need. Now, I have moved in to my new home and starting a fresh new life in a new neighborhood close to my work.”

Lim S. , Paranaque

"I didn’t think I would be approved for the loan amount I was asking for. But because they are good with negotiating for me, I was able to get a significant loan amount that is still within my capacity to pay. I would tell my friends to go here instead of lining up with just one bank."

Gael L. , Quezon City