Get your home loan now, apply today !

Am I eligible ?
Want to know if you are eligible in 2 min ?

Know your eligibility status


Filipino citizens and Foreigners are welcome to apply. Foreigners need to provide an acceptable visa.


At least 21 years old but do not exceed 65 years old upon loan maturity


Minimum gross family income of P50,000.00/month from employment, business, remittance or pension


At least 2 years with current company and at least 2 consecutive profitable years of operation if self-employed

What documents do I need?

The sooner you give your complete requirements, the faster it will be for us to work on your application.

  • 2 valid ID's ( any Government issued ID and company ID)
  • For foreigners/Expats, photocopy of Alien Certificate of Registration (ACR) or Alien Employment Permit (AEP) or Visa ID
  • Marriage Contract, if applicable

Loan Requirements


  • ITR ( Income Tax Return )
  • COE ( Certificate of Employment )
  • Payslip( Latest 3 months )


  • DTI or SEC Registration, Articles of Partnership / Incorporation
  • Audited Financial Statements ( last 2 years )
  • ITR
  • Bank Statements (Latest 3 months)


  • Alien Certificate of Registration (ACR) or
  • Alien Employment Permit (AEP) or
  • Visa ID (Sec 13D,13E,13G,SRRV,Quota/Preference Immigrant Visa)

OFW/Seamen/Employed Abroad

  • Proof of remittance ( Latest 3 months ) or
  • Payslip ( Latest 3 months ) or
  • Certificate of Employment or Employment Contract consularized by Philippine Consulate Office
  • For seamen, Crew Contract and employment history , Exit Pass from POEA

Housing Loan in the Philippines

A home loan or Housing loan is a financial help provided by a Bank or a Financial Institution to help you in buying and/or modifying your property.
Nowadays, home loans have a bigger scope and banks offer

  • Home Purchase Loan
  • Home Construction Loan
  • Home Improvement Loan
  • Home Extension Loan
Applying with us will let you get the best rates for your desired loan and save your time and money with less hassle. You just apply once with us and we process it with all our major and small bank partners.

home loan

Housing Loan Terms, Rates, & Fees

Housing loan Interest Rates and charges in the Philippines varies depending on the banks/financial institutions. We are here to assist you on comparing all the loan solutions offered to you.

Are you applying for refinancing ? house renovation ? or reimbursement of acquisition cost ? This will be another factor that will impact the rate you can obtain. Same for construction, home improvment or purchase of property, we at MyfinancialCoach are specialist to negociate the best rate with our Bank partners for you.

What you need to know ?

Aside from the rate, you need to consider other fees when you apply for a housing loan. Insurance, appraisal fee, processing fee, bank charges etc. as we know the market, we will help you to have the best offer for your home loan.

What will be the maximum amount financed by the banks ? Depends also of the collateral and your financial status. Major banks in the Philipipnes allow up to 80%, do you know that Myfinancialcoach can help you obtain up to 90% net selling price for the property. Let us assist you. Banks in the Philippines have flexible payment terms of up to 25 years for the purchase of a lot, townhouse, condo, or house and lot.

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