Filipino citizens and Foreigners are welcome to apply. Foreigners need to provide an acceptable visa.
At least 21 years old but do not exceed 65 years old upon loan maturity
Minimum gross family income of P50,000.00/month from employment, business, remittance or pension
At least 2 years with current company and at least 2 consecutive profitable years of operation if self-employed
A home loan or Housing loan is a financial help provided by a Bank or a Financial Institution to help you in buying and/or modifying your property.
Nowadays, home loans have a bigger scope and banks offer
Housing loan Interest Rates and charges in the Philippines varies depending on the banks/financial institutions. We are here to assist you on comparing all the loan solutions offered to you.
Are you applying for refinancing ? house renovation ? or reimbursement of acquisition cost ? This will be another factor that will impact the rate you can obtain. Same for construction, home improvment or purchase of property, we at MyfinancialCoach are specialist to negociate the best rate with our Bank partners for you.
What will be the maximum amount financed by the banks ? Depends also of the collateral and your financial status. Major banks in the Philipipnes allow up to 80%, do you know that Myfinancialcoach can help you obtain up to 90% net selling price for the property. Let us assist you. Banks in the Philippines have flexible payment terms of up to 25 years for the purchase of a lot, townhouse, condo, or house and lot.